(817) 308-1202 Check my claim
A consultant reviewing property papers with an older couple at a desk in a bright office

Premier Surplus Recovery Fund

Surplus funds consulting for owners and heirs

We review foreclosure and tax sale records, explain what we find, and help you prepare your claim.

Request a free claim review About the firm
  • The public counter at a county clerk’s office

    Records you can verify

    Get the county, sale date and case number so you can check the records yourself.

  • Paperwork and reading glasses on a table

    Fees in writing

    Know what we’ll do and what it costs before you sign. There’s no upfront fee.

  • A woman speaking on the phone by a window

    One point of contact

    Speak with someone who knows your file and keeps you informed as it moves forward.

Start with the property address

We’ll use it to look for the sale record. The review is free.

A consultant preparing a case file at a conference table by the window

From sale records to a prepared claim

If a foreclosure or tax sale brings in more than was owed, the former owner or their heirs may be able to claim what’s left.

We check the sale with the county, court or trustee that handled it, explain your options and help you prepare the paperwork.

See how a claim works

Where the money comes from

A foreclosure or tax sale pays what was owed against the home first, in the order the law sets. Anything above that is surplus, and it belongs to the former owner.

Estimate a sale yourself
An illustration. The court or trustee decides who is paid, and in what order.

Who we help

Money gets left behind in three ways. Each has its own rules and its own place where the money waits.

People waiting on the steps of a county courthouse before a tax sale

Tax sale owners

When a county sells a property for unpaid taxes, what the sale brings in above the taxes owed belongs to the former owner.
A vacant brick house after a foreclosure, blinds drawn and the lawn grown long

Foreclosed homeowners

After a mortgage or HOA foreclosure, what is left once the debt and other liens are paid is owed to you.
A brother and sister sorting their late mother’s papers at a dining table

Heirs and families

If the owner has passed away, the money goes to the heirs. We help you show the court who is entitled.

How it works

Four steps. Nothing is signed until you have seen the details and checked them yourself.

2417 Hollow Creek Dr, Springfield

Sale record found

Jefferson County, tax sale, March 4, 2025

$27,460

on deposit

See the full process

Got a letter about surplus funds?

Real recovery companies and scams send letters that look alike. Here is how to read any of them, including ours.

A woman reading a letter at her kitchen table by the window

  1. It names the county and the case

    So you can call the county or the court and confirm the money is there before you sign anything.

  2. Nothing to pay upfront

    A real service is paid from the money it recovers, if at all. Never pay to get started.

  3. It says you can file yourself

    Owners can claim on their own. An honest company tells you so, and explains what it adds.

  4. Pressure to act today

    Real deadlines come from the court and the law, not from the sender. A countdown of hours is a warning sign.

Read the full guide to checking a letter

Nothing upfront. Nothing hidden.

How we are paid depends on the kind of sale and the state. Every number is in writing before you sign, and checking your claim is always free.

Every state sets its own fee rules.Some cap what anyone may charge for a surplus claim, some allow no fee at all from anyone who is not an attorney, and some ban paid agreements in certain cases. We tell you which rules apply to your claim, and when filing it yourself is the better choice.

Written estimate

  1. What we will do

    Confirm the money with the court, county or trustee, gather your documents and prepare the claim.

  2. What it costs

    Every fee as a dollar amount. Nothing to pay upfront, and no fee where the law allows none.

  3. What you will receive

    The amount released, less only the fee written above.

Questions, answered

What are surplus funds?

Surplus funds, also called excess proceeds or overages, are the money left over when a property sells at a foreclosure or tax sale for more than was owed. After the debt, the costs of the sale and any other liens are paid, what remains belongs to the former owner, or to their heirs if the owner has died.

Is this a scam?

Surplus funds are real and set out in state law, but scams grow up around them. Before you sign with anyone, including us, ask for the county, the sale date and the case or sale number, confirm the money with the clerk, county or trustee yourself, and never pay a fee upfront. The FTC warns about callers who name a dollar amount, say time is running out and ask for money first.

What does it cost?

Nothing upfront, and checking is free. How we are paid depends on the kind of sale and the state. Some states cap what anyone may charge for a surplus claim, some allow no fee at all from anyone who is not an attorney in certain cases, and some leave it to the agreement. Before you sign anything, we show you in writing which rules apply and what you would receive.

Is there a deadline?

Often, yes, and every state sets its own. Some are short: in Michigan, a notice of claim for tax sale surplus is due by July 1 after the foreclosure, and in California a claim is due within one year after the tax deed is recorded. In some states money nobody claims in time is lost for good. In others it moves to the state’s unclaimed property office, where the owner can still claim it. It is always better to start early.

My parent owned the house and has passed away. Can we claim it?

Usually, yes. The money becomes part of the estate, and the heirs or the people named in the will can claim it. The court or county will want to see who the heirs are, through a will and probate order or, where the state allows it, an affidavit of heirship or a small estate affidavit.

See all questions

Find out if money is waiting for you

Give us the address of the property. Checking is free, and you are under no obligation.

Or call (817) 308-1202