How a surplus funds claim works

Most people we speak with have never heard of surplus funds. Here is what happens after you get in touch, what we will need from you, and what nobody can honestly promise.

Four steps. You decide at each one.

It starts when you give us the property address. Checking is free, and nothing is signed until you have seen the details.

Sale record found

Jefferson County, tax sale, March 4, 2025

$27,460

on deposit

Pages from a property deed, reading glasses and a house key on a kitchen table

What you’ll need

A court releases money only to someone who can show they are entitled to it. Most people already have these papers, and we help with anything missing.

  • A government photo ID
  • A deed or tax record for the property
  • Your current address and phone number
  • The property address, or the city and county
  • For heirs: the owner’s death certificate
  • For heirs: a will, probate order or heirship papers

How a claim moves

Every state sets its own path and its own deadlines, so the timing differs from one place to the next. Most claims move through these five steps.

  1. The sale

    The property sells at auction. Anything above the debt and the costs is set aside for the former owner.

  2. The notice

    Many states require the clerk, county or trustee to send notice, often to an old address.

  3. The claimDeadline

    You, or an attorney for you, file a claim with proof of who you are and that you owned the property.

  4. The review

    The county, trustee or court checks the claim. In some states a judge decides it at a hearing.

  5. The release

    Once the claim is approved, the money is paid out, after any liens that come first.

What we can’t promise

Anyone who promises these is not being straight with you.

The public counter of a county clerk’s office on a quiet morning

An exact amount upfront

Until a court or trustee approves the claim, every figure is an estimate. We show you how we got ours.

The steps of a county courthouse

A faster court

Courts and trustees set their own pace. We keep the file moving and keep you informed.

House keys left on the counter of an empty kitchen

The house back

In many states there is no right to buy the house back once the sale has happened. Surplus is about the money.

A woman on the phone by her kitchen window

That you need us

You can file your own claim. If yours is simple, we will tell you and show you where to start.

Find out if money is waiting for you

Give us the address of the property. Checking is free, and you are under no obligation.

Or call (817) 308-1202